Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$529,583	$489,366
Remaining term (yrs)	29.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.110%	7.400%
Blended rate	6.660%	7.640%
1st payment	$3,225.34	$3,388.27
2nd payment	$0.00	$0.00
Taxes / mo	$416.67	$416.67
Insurance / mo	$166.67	$166.67
MI / mo	$243.68	$97.87
HOA / mo	$50.00	$50.00
Total monthly	$4,102.36	$4,119.48
Cash to close	$14,157	$54,374