Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$134,405$134,405$163,800
Remaining term (yrs)23.323.330.0
Secondary amount$0$29,395$0
Funding fee$0$0$0
Note rate6.890%6.890%7.400%
Blended rate7.440%7.720%7.640%
1st payment$964.79$964.79$1,134.12
2nd payment$0.00$220.46$0.00
Taxes / mo$176.71$176.71$176.71
Insurance / mo$150.00$150.00$150.00
MI / mo$63.19$63.19$32.76
HOA / mo$197.00$197.00$197.00
Total monthly$1,551.69$1,772.15$1,690.59
Cash to close$47,595$18,200$18,200