Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,084,263$1,084,263$1,333,800
Remaining term (yrs)26.426.430.0
Secondary amount$0$249,537$0
Funding fee$5,421$5,421$0
Note rate6.280%6.280%7.400%
Blended rate6.280%6.555%7.640%
1st payment$6,998.20$6,998.20$9,234.96
2nd payment$0.00$1,611.59$0.00
Taxes / mo$1,377.75$1,377.75$1,377.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$266.76
HOA / mo$0.00$0.00$0.00
Total monthly$8,592.61$10,204.21$11,096.14
Cash to close$397,737$148,200$148,200