Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$94,351	$94,351	$414,000
Remaining term (yrs)	13.3	13.3	30.0
Secondary amount	$0	$319,649	$0
Funding fee	$0	$0	$0
Note rate	4.310%	4.310%	7.400%
Blended rate	5.160%	7.160%	7.640%
1st payment	$772.73	$772.73	$2,866.45
2nd payment	$0.00	$2,064.40	$0.00
Taxes / mo	$139.05	$139.05	$139.05
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$110.47	$110.47	$82.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,188.92	$3,253.32	$3,254.97
Cash to close	$365,649	$46,000	$46,000