Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$133,589$133,589$224,996
Remaining term (yrs)23.923.930.0
Secondary amount$0$91,407$0
Funding fee$668$668$0
Note rate3.160%3.160%7.400%
Blended rate3.160%5.533%7.640%
1st payment$662.35$662.35$1,557.82
2nd payment$0.00$685.55$0.00
Taxes / mo$88.75$88.75$88.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$901.10$1,586.65$1,841.57
Cash to close$116,406$25,000$25,000