Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$429,453	$429,453	$477,000
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$47,547	$0
Funding fee	$0	$0	$0
Note rate	6.670%	6.670%	7.400%
Blended rate	7.220%	7.397%	7.640%
1st payment	$2,798.15	$2,798.15	$3,302.65
2nd payment	$0.00	$356.60	$0.00
Taxes / mo	$536.89	$536.89	$536.89
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$199.36	$199.36	$95.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,701.08	$4,057.67	$4,101.61
Cash to close	$100,547	$53,000	$53,000