Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$307,698$307,698$323,910
Remaining term (yrs)26.026.030.0
Secondary amount$0$34,207$0
Funding fee$0$0$0
Note rate6.110%6.110%7.400%
Blended rate6.960%7.452%7.640%
1st payment$1,965.65$1,965.65$2,242.69
2nd payment$0.00$338.51$0.00
Taxes / mo$339.94$339.94$339.94
Insurance / mo$150.00$150.00$150.00
MI / mo$229.52$229.52$64.78
HOA / mo$253.67$253.67$253.67
Total monthly$2,938.78$3,277.29$3,051.08
Cash to close$52,202$17,995$35,990