Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$156,951	$156,951	$296,100
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$139,149	$0
Funding fee	$785	$785	$0
Note rate	3.120%	3.120%	7.400%
Blended rate	3.120%	5.413%	7.640%
1st payment	$749.18	$749.18	$2,050.14
2nd payment	$0.00	$927.66	$0.00
Taxes / mo	$387.30	$387.30	$387.30
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.22
HOA / mo	$665.00	$665.00	$665.00
Total monthly	$1,951.48	$2,879.14	$3,311.65
Cash to close	$172,049	$32,900	$32,900