Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$469,909$469,909$477,000
Remaining term (yrs)27.527.530.0
Secondary amount$0$33,591$0
Funding fee$0$0$0
Note rate6.780%6.780%7.400%
Blended rate7.330%7.633%7.640%
1st payment$3,141.68$3,141.68$3,302.65
2nd payment$0.00$332.41$0.00
Taxes / mo$578.53$578.53$578.53
Insurance / mo$166.67$166.67$166.67
MI / mo$221.33$221.33$95.40
HOA / mo$10.00$10.00$10.00
Total monthly$4,118.20$4,450.61$4,153.25
Cash to close$60,091$26,500$53,000