Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$85,490	$85,490	$495,000
Remaining term (yrs)	18.3	18.3	30.0
Secondary amount	$0	$409,510	$0
Funding fee	$427	$427	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	3.690%	7.049%	7.640%
1st payment	$533.62	$533.62	$3,427.28
2nd payment	$0.00	$2,644.75	$0.00
Taxes / mo	$508.48	$508.48	$508.48
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,208.76	$3,853.52	$4,201.43
Cash to close	$464,510	$55,000	$55,000