Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$285,008	$285,008	$373,410
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$88,402	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.512%	7.640%
1st payment	$1,840.20	$1,840.20	$2,585.42
2nd payment	$0.00	$663.01	$0.00
Taxes / mo	$85.55	$85.55	$85.55
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$133.44	$133.44	$74.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,209.19	$2,872.20	$2,895.64
Cash to close	$129,892	$41,490	$41,490