Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$343,780	$343,780	$535,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$191,720	$0
Funding fee	$1,719	$1,719	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	4.681%	7.640%
1st payment	$1,634.10	$1,634.10	$3,707.69
2nd payment	$0.00	$1,278.13	$0.00
Taxes / mo	$392.14	$392.14	$392.14
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.10
HOA / mo	$12.50	$12.50	$12.50
Total monthly	$2,205.41	$3,483.54	$4,386.10
Cash to close	$251,220	$59,500	$59,500