Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$98,206	$98,206	$162,000
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$63,794	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	5.866%	7.640%
1st payment	$464.68	$464.68	$1,121.66
2nd payment	$0.00	$478.46	$0.00
Taxes / mo	$202.33	$202.33	$202.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$78.27	$78.27	$32.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$895.29	$1,373.74	$1,506.39
Cash to close	$81,794	$18,000	$18,000