Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$457,039	$457,039	$517,500
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$60,461	$0
Funding fee	$0	$0	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.890%	7.137%	7.640%
1st payment	$2,960.07	$2,960.07	$3,583.07
2nd payment	$0.00	$453.46	$0.00
Taxes / mo	$882.47	$882.47	$882.47
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$218.27	$218.27	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,227.47	$4,680.93	$4,735.70
Cash to close	$117,961	$57,500	$57,500