Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$160,069$160,069$238,410
Remaining term (yrs)24.024.030.0
Secondary amount$0$78,341$0
Funding fee$800$800$0
Note rate2.480%2.480%7.400%
Blended rate2.480%4.622%7.640%
1st payment$734.34$734.34$1,650.70
2nd payment$0.00$587.56$0.00
Taxes / mo$445.85$445.85$445.85
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$47.68
HOA / mo$334.00$334.00$334.00
Total monthly$1,664.19$2,251.75$2,628.23
Cash to close$104,831$26,490$26,490