Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$60,081	$60,081	$288,000
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$227,919	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	7.093%	7.640%
1st payment	$373.36	$373.36	$1,994.05
2nd payment	$0.00	$1,471.98	$0.00
Taxes / mo	$96.33	$96.33	$96.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$57.11	$57.11	$57.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$676.80	$2,148.78	$2,297.99
Cash to close	$259,919	$32,000	$32,000