Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$211,921	$211,921	$256,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$44,579	$0
Funding fee	$1,060	$1,060	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	3.886%	7.640%
1st payment	$995.65	$995.65	$1,775.95
2nd payment	$0.00	$334.34	$0.00
Taxes / mo	$301.23	$301.23	$301.23
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$51.30
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,546.88	$1,881.22	$2,378.48
Cash to close	$73,079	$28,500	$28,500