Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,635	$213,635	$319,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$105,865	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	5.198%	7.640%
1st payment	$1,013.22	$1,013.22	$2,212.15
2nd payment	$0.00	$705.76	$0.00
Taxes / mo	$276.25	$276.25	$276.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$171.10	$171.10	$63.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,610.57	$2,316.34	$2,702.30
Cash to close	$141,365	$35,500	$35,500