Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$185,675	$185,675	$517,500
Remaining term (yrs)	19.4	19.4	30.0
Secondary amount	$0	$331,825	$0
Funding fee	$0	$0	$0
Note rate	2.200%	2.200%	7.400%
Blended rate	3.050%	6.064%	7.640%
1st payment	$976.53	$976.53	$3,583.07
2nd payment	$0.00	$2,143.04	$0.00
Taxes / mo	$239.67	$239.67	$239.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$159.51	$159.51	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,542.38	$3,685.41	$4,092.90
Cash to close	$389,325	$57,500	$57,500