Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$206,341$206,341$283,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$77,159$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%5.157%7.640%
1st payment$964.60$964.60$1,962.90
2nd payment$0.00$578.69$0.00
Taxes / mo$395.50$395.50$395.50
Insurance / mo$150.00$150.00$150.00
MI / mo$164.79$164.79$56.70
HOA / mo$9.58$9.58$9.58
Total monthly$1,684.47$2,263.16$2,574.68
Cash to close$108,659$31,500$31,500