Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$197,259$197,259$400,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$203,241$0
Funding fee$0$0$0
Note rate6.340%6.340%7.400%
Blended rate6.890%7.326%7.640%
1st payment$1,277.57$1,277.57$2,772.98
2nd payment$0.00$1,312.60$0.00
Taxes / mo$153.58$153.58$153.58
Insurance / mo$150.00$150.00$150.00
MI / mo$94.20$94.20$80.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,675.35$2,987.95$3,156.66
Cash to close$247,741$44,500$44,500