Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$363,433	$363,433	$371,700
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$28,917	$0
Funding fee	$0	$0	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	7.370%	7.702%	7.640%
1st payment	$2,436.77	$2,436.77	$2,573.58
2nd payment	$0.00	$286.16	$0.00
Taxes / mo	$501.08	$501.08	$501.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.97	$170.97	$74.34
HOA / mo	$12.25	$12.25	$12.25
Total monthly	$3,271.07	$3,557.23	$3,311.25
Cash to close	$49,567	$20,650	$41,300