Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$376,154$376,154$405,000
Remaining term (yrs)25.925.930.0
Secondary amount$0$28,846$0
Funding fee$0$0$0
Note rate5.550%5.550%7.400%
Blended rate6.400%6.585%7.640%
1st payment$2,280.11$2,280.11$2,804.14
2nd payment$0.00$216.34$0.00
Taxes / mo$576.78$576.78$576.78
Insurance / mo$150.00$150.00$150.00
MI / mo$282.89$282.89$81.00
HOA / mo$21.75$21.75$21.75
Total monthly$3,311.53$3,527.87$3,633.67
Cash to close$73,846$45,000$45,000