Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$343,191	$328,500
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$1,716	$0
Note rate	4.980%	7.400%
Blended rate	4.980%	7.640%
1st payment	$1,969.83	$2,274.47
2nd payment	$0.00	$0.00
Taxes / mo	$343.33	$343.33
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$65.70
HOA / mo	$54.17	$54.17
Total monthly	$2,517.33	$2,887.67
Cash to close	$21,809	$36,500