Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$206,085	$206,085	$278,100
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$72,015	$0
Funding fee	$0	$0	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.920%	5.977%	7.640%
1st payment	$1,156.18	$1,156.18	$1,925.51
2nd payment	$0.00	$540.11	$0.00
Taxes / mo	$392.42	$392.42	$392.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.10	$170.10	$55.62
HOA / mo	$454.00	$454.00	$454.00
Total monthly	$2,322.69	$2,862.80	$2,977.54
Cash to close	$102,915	$30,900	$30,900