Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$452,462$452,462$580,500
Remaining term (yrs)28.228.230.0
Secondary amount$0$128,038$0
Funding fee$0$0$0
Note rate6.960%6.960%7.400%
Blended rate7.510%7.618%7.640%
1st payment$3,051.39$3,051.39$4,019.26
2nd payment$0.00$853.59$0.00
Taxes / mo$536.38$536.38$536.38
Insurance / mo$166.67$166.67$166.67
MI / mo$211.06$211.06$116.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,965.51$4,819.10$4,838.42
Cash to close$192,538$64,500$64,500