Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$446,867$446,867$580,500
Remaining term (yrs)23.123.130.0
Secondary amount$0$133,633$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.269%7.640%
1st payment$3,109.36$3,109.36$4,019.26
2nd payment$0.00$890.89$0.00
Taxes / mo$606.01$606.01$606.01
Insurance / mo$166.67$166.67$166.67
MI / mo$211.06$211.06$116.10
HOA / mo$0.00$0.00$0.00
Total monthly$4,093.10$4,983.99$4,908.04
Cash to close$198,133$64,500$64,500