Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$400,576$400,576$765,000
Remaining term (yrs)25.725.730.0
Secondary amount$0$364,424$0
Funding fee$0$0$0
Note rate5.230%5.230%7.400%
Blended rate6.080%6.876%7.640%
1st payment$2,358.36$2,358.36$5,296.71
2nd payment$0.00$2,353.57$0.00
Taxes / mo$523.70$523.70$523.70
Insurance / mo$216.67$216.67$216.67
MI / mo$303.20$303.20$153.00
HOA / mo$54.33$54.33$54.33
Total monthly$3,456.26$5,809.83$6,244.41
Cash to close$449,424$85,000$85,000