Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$328,475	$332,100
Remaining term (yrs)	27.0	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	7.760%	7.400%
Blended rate	8.310%	7.640%
1st payment	$2,420.09	$2,299.39
2nd payment	$0.00	$0.00
Taxes / mo	$553.50	$553.50
Insurance / mo	$150.00	$150.00
MI / mo	$154.68	$66.42
HOA / mo	$15.00	$15.00
Total monthly	$3,293.27	$3,084.31
Cash to close	$40,525	$36,900