Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$282,398	$282,398	$292,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$26,352	$0
Funding fee	$0	$0	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	7.660%	7.745%	7.640%
1st payment	$1,922.31	$1,922.31	$2,025.21
2nd payment	$0.00	$260.77	$0.00
Taxes / mo	$290.08	$290.08	$290.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$135.01	$135.01	$58.50
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$2,597.41	$2,858.18	$2,623.79
Cash to close	$42,602	$16,250	$32,500