Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$262,293$262,293$369,000
Remaining term (yrs)27.127.130.0
Secondary amount$0$106,707$0
Funding fee$0$0$0
Note rate7.620%7.620%7.400%
Blended rate8.170%8.121%7.640%
1st payment$1,906.11$1,906.11$2,554.88
2nd payment$0.00$711.38$0.00
Taxes / mo$219.08$219.08$219.08
Insurance / mo$150.00$150.00$150.00
MI / mo$123.49$123.49$73.80
HOA / mo$25.00$25.00$25.00
Total monthly$2,423.68$3,135.07$3,022.76
Cash to close$147,707$41,000$41,000