Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$205,228$205,228$360,000
Remaining term (yrs)21.921.930.0
Secondary amount$0$154,772$0
Funding fee$0$0$0
Note rate4.570%4.570%7.400%
Blended rate5.420%6.529%7.640%
1st payment$1,233.93$1,233.93$2,492.57
2nd payment$0.00$1,031.81$0.00
Taxes / mo$330.00$330.00$330.00
Insurance / mo$150.00$150.00$150.00
MI / mo$171.09$171.09$72.00
HOA / mo$22.08$22.08$22.08
Total monthly$1,907.11$2,938.92$3,066.65
Cash to close$194,772$40,000$40,000