Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$194,371	$197,910
Remaining term (yrs)	28.5	30.0
Secondary amount	$0	$0
Funding fee	$972	$0
Note rate	6.760%	7.400%
Blended rate	6.760%	7.640%
1st payment	$1,280.35	$1,370.29
2nd payment	$0.00	$0.00
Taxes / mo	$287.49	$287.49
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$39.58
HOA / mo	$650.00	$650.00
Total monthly	$2,367.84	$2,497.36
Cash to close	$25,529	$21,990