Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$516,507	$516,507	$517,500
Remaining term (yrs)	27.4	27.4	30.0
Secondary amount	$0	$29,743	$0
Funding fee	$2,583	$2,583	$0
Note rate	6.820%	6.820%	7.400%
Blended rate	6.820%	7.095%	7.640%
1st payment	$3,470.22	$3,470.22	$3,583.07
2nd payment	$0.00	$294.33	$0.00
Taxes / mo	$517.50	$517.50	$517.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,154.39	$4,448.72	$4,370.73
Cash to close	$58,493	$28,750	$57,500