Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$325,159	$325,159	$337,500
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$31,091	$0
Funding fee	$1,626	$1,626	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	6.969%	7.640%
1st payment	$2,101.63	$2,101.63	$2,336.78
2nd payment	$0.00	$307.68	$0.00
Taxes / mo	$65.25	$65.25	$65.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$180.00	$180.00	$180.00
Total monthly	$2,496.88	$2,804.55	$2,799.53
Cash to close	$49,841	$18,750	$37,500