Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,832	$213,832	$319,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$105,668	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.524%	7.640%
1st payment	$1,051.62	$1,051.62	$2,212.15
2nd payment	$0.00	$704.45	$0.00
Taxes / mo	$280.08	$280.08	$280.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.92	$166.92	$63.90
HOA / mo	$100.33	$100.33	$100.33
Total monthly	$1,748.96	$2,453.41	$2,806.47
Cash to close	$141,168	$35,500	$35,500