Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$130,764$130,764$346,500
Remaining term (yrs)19.519.530.0
Secondary amount$0$215,736$0
Funding fee$0$0$0
Note rate3.660%3.660%7.400%
Blended rate4.510%6.527%7.640%
1st payment$778.03$778.03$2,399.10
2nd payment$0.00$1,393.30$0.00
Taxes / mo$333.07$333.07$333.07
Insurance / mo$150.00$150.00$150.00
MI / mo$120.32$120.32$69.30
HOA / mo$23.92$23.92$23.92
Total monthly$1,405.34$2,798.64$2,975.39
Cash to close$254,236$38,500$38,500