Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$187,193$187,193$297,000
Remaining term (yrs)23.023.030.0
Secondary amount$0$109,807$0
Funding fee$0$0$0
Note rate3.620%3.620%7.400%
Blended rate4.470%5.775%7.640%
1st payment$995.67$995.67$2,056.37
2nd payment$0.00$732.05$0.00
Taxes / mo$366.56$366.56$366.56
Insurance / mo$150.00$150.00$150.00
MI / mo$154.74$154.74$59.40
HOA / mo$129.00$129.00$129.00
Total monthly$1,795.97$2,528.02$2,761.32
Cash to close$142,807$33,000$33,000