Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$264,316$264,316$1,206,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$941,684$0
Funding fee$1,322$1,322$0
Note rate2.900%2.900%7.400%
Blended rate2.900%6.687%7.640%
1st payment$1,234.12$1,234.12$8,350.10
2nd payment$0.00$6,081.71$0.00
Taxes / mo$65.50$65.50$65.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$241.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,516.29$7,598.00$8,873.47
Cash to close$1,075,684$134,000$134,000