Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$831,615	$787,410
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$4,158	$0
Note rate	3.750%	7.400%
Blended rate	3.750%	7.640%
1st payment	$4,200.54	$5,451.87
2nd payment	$0.00	$0.00
Taxes / mo	$958.08	$958.08
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$157.48
HOA / mo	$1,119.00	$1,119.00
Total monthly	$6,494.29	$7,903.10
Cash to close	$43,285	$87,490