Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$126,836	$126,836	$314,100
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$187,264	$0
Funding fee	$634	$634	$0
Note rate	3.880%	3.880%	7.400%
Blended rate	3.880%	6.336%	7.640%
1st payment	$700.14	$700.14	$2,174.76
2nd payment	$0.00	$1,248.43	$0.00
Taxes / mo	$393.58	$393.58	$393.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.82
HOA / mo	$665.00	$665.00	$665.00
Total monthly	$1,908.72	$3,157.15	$3,446.17
Cash to close	$222,164	$34,900	$34,900