Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$192,862	$192,862	$283,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$90,638	$0
Funding fee	$0	$0	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	3.680%	5.381%	7.640%
1st payment	$914.55	$914.55	$1,962.90
2nd payment	$0.00	$679.79	$0.00
Taxes / mo	$234.57	$234.57	$234.57
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$157.05	$157.05	$56.70
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,556.17	$2,235.96	$2,504.17
Cash to close	$122,138	$31,500	$31,500