Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$87,494	$87,494	$333,000
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$245,506	$0
Funding fee	$437	$437	$0
Note rate	3.350%	3.350%	7.400%
Blended rate	3.350%	6.594%	7.640%
1st payment	$575.81	$575.81	$2,305.62
2nd payment	$0.00	$1,585.56	$0.00
Taxes / mo	$173.67	$173.67	$173.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.60
HOA / mo	$38.33	$38.33	$38.33
Total monthly	$937.81	$2,523.37	$2,734.22
Cash to close	$282,506	$37,000	$37,000