Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$259,453$259,453$360,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$100,547$0
Funding fee$1,297$1,297$0
Note rate2.180%2.180%7.400%
Blended rate2.180%3.806%7.640%
1st payment$1,119.77$1,119.77$2,492.57
2nd payment$0.00$670.32$0.00
Taxes / mo$59.45$59.45$59.45
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$382.00$382.00$382.00
Total monthly$1,711.22$2,381.54$3,156.02
Cash to close$140,547$40,000$40,000