Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,983$230,983$292,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$61,517$0
Funding fee$1,155$1,155$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.254%7.640%
1st payment$1,122.21$1,122.21$2,025.21
2nd payment$0.00$461.38$0.00
Taxes / mo$395.02$395.02$395.02
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$165.00$165.00$165.00
Total monthly$1,832.23$2,293.61$2,793.73
Cash to close$94,017$32,500$32,500