Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$257,059$257,059$602,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$345,041$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%6.068%7.640%
1st payment$1,216.40$1,216.40$4,168.82
2nd payment$0.00$2,228.39$0.00
Taxes / mo$516.28$516.28$516.28
Insurance / mo$166.67$166.67$166.67
MI / mo$205.42$205.42$120.42
HOA / mo$0.00$0.00$0.00
Total monthly$2,104.76$4,333.15$4,972.18
Cash to close$411,941$66,900$66,900