Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$255,193$255,193$269,100
Remaining term (yrs)28.128.130.0
Secondary amount$0$28,857$0
Funding fee$0$0$0
Note rate6.720%6.720%7.400%
Blended rate7.270%7.738%7.640%
1st payment$1,682.47$1,682.47$1,863.19
2nd payment$0.00$285.56$0.00
Taxes / mo$349.84$349.84$349.84
Insurance / mo$150.00$150.00$150.00
MI / mo$119.26$119.26$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,301.56$2,587.12$2,416.85
Cash to close$43,807$14,950$29,900