Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$288,276	$288,276	$359,999
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$71,723	$0
Funding fee	$1,441	$1,441	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	4.043%	7.640%
1st payment	$1,351.21	$1,351.21	$2,492.56
2nd payment	$0.00	$537.92	$0.00
Taxes / mo	$455.75	$455.75	$455.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$69.00	$69.00	$69.00
Total monthly	$2,025.96	$2,563.88	$3,239.31
Cash to close	$111,723	$40,000	$40,000