Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$286,750	$286,750	$575,999
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$289,249	$0
Funding fee	$1,434	$1,434	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	5.420%	7.640%
1st payment	$1,361.24	$1,361.24	$3,988.10
2nd payment	$0.00	$1,868.07	$0.00
Taxes / mo	$535.53	$535.53	$535.53
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$115.20
HOA / mo	$106.67	$106.67	$106.67
Total monthly	$2,170.11	$4,038.17	$4,912.17
Cash to close	$353,249	$64,000	$64,000