Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$121,359	$121,359	$1,260,000
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$1,138,641	$0
Funding fee	$0	$0	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	4.450%	7.432%	7.640%
1st payment	$714.16	$714.16	$8,723.99
2nd payment	$0.00	$7,353.73	$0.00
Taxes / mo	$433.83	$433.83	$433.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$111.27	$111.27	$252.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,475.93	$8,829.65	$9,626.49
Cash to close	$1,278,641	$140,000	$140,000